So here we are in my final week of October no spending....
I can honestly say I have not brought 1 item of clothing since I got paid on 26th September and that is amazing for me!!!!
I did however buy 1 cup of coffee at Starbucks before my Re:So event but apart from that nothing else.
I am writing this on my day off Friday 24th so we are pretty much there!
I have to say the first 10 days was SO SO tough but after that it's like mentally in your head you just don't spend and the urge to spend naturally just goes away.
Blogging has definitely distracted me but at the same time when looking through Instagram or other blog posts the temptation is at the back of my mind at times.
It's definitely worth doing every other month as it makes a huge difference in your outgoings.
Here are my urge to splurge tips to share with you all.
We are constantly bombarded with messages from advertisers who appeal to our psychological needs (very clever eh) to tempt us into spending money on things we want but may not need. Allow a cooling-off period before spending money on anything you haven't planned for in advance.
One method of controlling your spending that works well is to carry a card in your wallet or use the note pad on your phone. When you see something you want to buy, write it on the card. Force yourself to wait two weeks (or any other period of time you set for yourself, but at least a week) before spending the money on this item.
During this what they call cooling off period, if you see something else you want, add it to the card. However, you can never have more than three items on the card at any one time, so to add a fourth item, you have to remove one of the other items from the list. If you're an impulse spender, you'll find that you're frequently crossing items off to make room for the newest "must have" thing.
Learn to recognise wants from needs, and practise controlling your impulses to spend your money on things you don't really need, and you'll be able to change your spending habits and end up far ahead financially.
I hope this will help some of you especially if you are an impulse spender.